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Terms of service

Effective Date: May 06, 2025

Welcome to https://www.rubyx.io (the “Website”), operated by PRIME NUMBERS, a société
à responsabilité limitée, organized and existing under the laws of Belgium, with its
registered office at rue Saint-Martin 21, 4217 Héron, Belgium, registered at the Crossroads
Bank for Enterprises (Banque-Carrefour des Entreprises) under number 0784.716.637,
(hereinafter referred to as “the Company”, “we”, “our”, or “us”).

By accessing and using this Website, you agree to be bound by the following Terms of Use. If
you do not agree, please do not use this Website.

1. Use of the Website

The Website is intended solely to provide information about the Company and the digital
financial technology services it offers to banks, fintechs, platforms, and value chains in
Africa. Users may browse the site for informational purposes only.

You agree not to use the Website for any unlawful or prohibited activity, or in any way that
could harm or interfere with the operation of the Website or other users’ ability to access it.

2. Intellectual Property

All content on the Website, including but not limited to text, images, graphics, logos, and
layouts, is the property of the Company or its content providers and is protected under
Belgian and international intellectual property laws.

You may not reproduce, distribute, transmit, modify, or otherwise use any content without
prior written consent from the Company.

3. Disclaimer

The Website and all its contents are provided “as is” and without any warranty, express or
implied. While the Company endeavors to provide accurate and up-to-date information, we
make no guarantees as to the completeness or accuracy of the content.

Use of the Website is at your own risk. We do not warrant that the Website will be available
at all times or free from errors or viruses.

4. Limitation of Liability

To the maximum extent permitted by applicable law, the Company disclaims all liability for
any direct, indirect, incidental, consequential, or punitive damages arising out of or relating
to your access to or use of the Website or any content therein.

5. External Links

The Website may include links to external third-party websites. These are provided for your
convenience only. The Company has no control over the content of these external sites and
assumes no responsibility for them.

6. Modifications

We reserve the right to update or change these Terms of Use at any time without prior
notice. Any changes will be posted on this page. Continued use of the Website following
such changes constitutes your acceptance of the updated Terms.

7. Governing Law and Jurisdiction

These Terms of Use shall be governed by and construed in accordance with the laws of
Belgium. Any disputes arising from or in connection with the use of the Website shall fall
under the exclusive jurisdiction of the competent courts of Liège, Belgium.

8. Privacy Policy

The Company respects your privacy and is committed to protecting the personal data of
visitors who contact us through the Website.

We collect the following personal data when you request a software demo or contact us via
forms on the Website:

  • First name
  • Last name
  • Title
  • Company
  • Country/Region
  • Email address
  • Phone number

This information is necessary for us to contact you regarding your request and tailor the
demo or communication to your specific requirements. In addition to providing assistance,
we may also use your contact information to keep you informed about new product releases
and updates relevant to our services.

You may unsubscribe from these communications at any time by clicking the unsubscribe
link included in any such email.

We retain your personal data only as long as necessary to fulfill these purposes, unless a
longer retention period is required or permitted by law.

9. Contact

For questions or concerns about these Terms or our Privacy Policy, you may contact us at:
PRIME NUMBERS
Rue Saint-Martin 21
4217 Héron, Belgium
Email: hello@rubyx.com

The Company respects your privacy and is committed to protecting the personal data of
visitors who contact us through the Website.
We collect the following personal data when you request a software demo or contact us via
forms on the Website:

  • First name
  • Last name
  • Title
  • Company
  • Country/Region
  • Email address
  • Phone number

This information is necessary for us to contact you regarding your request and tailor the
demo or communication to your specific requirements. In addition to providing assistance,
we may also use your contact information to keep you informed about new product releases
and updates relevant to our services.

You may unsubscribe from these communications at any time by clicking the unsubscribe
link included in any such email.

We retain your personal data only as long as necessary to fulfill these purposes, unless a
longer retention period is required or permitted by law.