Category Inspiration

Why nano loans are huge

For informal MSME (micro, small and medium enterprise) entrepreneurs in the developing world, microfinance loans with 12-month terms can help them launch businesses, buy stock, refurbish their shops and pay their employees. But what if smaller nano loans could help them do a whole lot more?

Who’s fault is it when the customer defaults?

Entrepreneur looking worried.

How lenders in emerging markets can combine product design, service design and credit scoring to better manage risk. Lending to small-scale entrepreneurs in emerging markets comes with many risks. Financial realities are complex, revenue streams are inconsistent, and borrowers can…